American National Car Insurance: Full Review, Quotes & Contact Info

IF you're shopping for reliable and affordable auto insurance, American National car insurance might already be on your radar. With decades of service across the United States, this provider is known for offering customizable coverage, competitive pricing, and personal customer care. But how does it really compare to other top insurers? And is it the right choice for you? Car Insurance Attorney: Maximize Your Claim Today | Expert Legal Help

In this in-depth guide, we’ll walk you through everything you need to know—from American National car insurance quotes and available discounts to how to contact support and what actual customers are saying in reviews. Whether you’re switching providers or getting insurance for the first time, this page has the answers.

What Is American National Car Insurance?

Founded in 1905, American National is a full-service insurance company headquartered in Galveston, Texas. It offers a wide range of policies including auto, home, life, and business insurance. In the auto segment, the company serves millions of Americans with flexible coverage options and a reputation for stability and integrity. Toyota Car Insurance Guide 2025: Compare Rates & Save Money

Key Features:

• Customizable coverage plans
• Bundling options with home and life insurance
• Nationwide availability in most states
• Dedicated agents and 24/7 claims support

Types of Coverage Offered

Liability Insurance

Meets state minimum requirements and covers damages to others in an at-fault accident.

Collision Coverage

Pays for damage to your vehicle if you hit another car or object.

Comprehensive Coverage

Covers non-collision incidents like theft, fire, vandalism, or weather damage.

Personal Injury Protection (PIP)

Covers medical expenses for you and your passengers regardless of fault.

Uninsured/Underinsured Motorist Coverage

Protects you if you’re hit by a driver with insufficient or no insurance.

Getting an American National Car Insurance Quote

You can obtain an American National car insurance quote online through their website or by contacting a local agent. Quotes are personalized based on several factors:

• Age and driving history
• Type of vehicle
• Credit score (where allowed)
• Location
• Chosen coverage levels

How to get a quote: Visit AmericanNational.com or call their agent line to get a customized car insurance quote based on your personal driving profile.

Discounts and Savings Opportunities

American National offers several discounts to help reduce your premium:

• Multi-policy discount: Bundle auto with home or life insurance
• Safe driver discount: Rewarded for clean driving records
• Good student discount: For students maintaining a B average or better
• Low mileage discount: For those who drive less than average annually
• Anti-theft device discount: For vehicles with security systems

Stat: According to Statista, 42% of drivers choose insurance providers primarily based on available discounts.

American National Car Insurance Reviews: What Customers Say

Positive Feedback

Many customers highlight the company’s responsive claims service and knowledgeable agents. Users appreciate having a personal point of contact rather than dealing with automated systems.

"I've been with American National for over a decade, and they've always gone above and beyond during claims." — Verified Trustpilot user

Constructive Criticism

Some policyholders mention that online tools and app functionality can lag behind larger competitors like GEICO or Progressive.

How to Contact American National Car Insurance

Need to talk to someone directly? Here's how to reach out.
American National Car Insurance Phone Number:

• Customer Service: 1-800-899-6519
• Claims Center: 1-800-333-2860

Or visit www.americannational.com for more contact options and agent locators.
Tip: Save the claims number in your phone contacts in case of emergencies.

Pros and Cons

Pros	Cons
Personalized service	Limited online tools
Wide range of discounts	Availability may vary by state
Financially stable company	Mobile app could be more user-friendly

How American National Compares to Other Insurers

Feature	American National	GEICO	State Farm
Local Agent Access	Yes	Limited	Yes
Online Quote Tool	Yes	Yes	Yes
Discounts Available	Many	Many	Many
App Functionality	Moderate	Excellent	Good

Claims Process Overview

Step-by-Step

• Contact the claims center or use the online portal
• Submit required documentation
• Get vehicle assessed (photos or in-person)
• Review and approve the repair estimate
• Receive payout or coordinate repairs with a preferred shop

Tip: Document everything and keep copies for your records.

FAQ: American National Car Insurance

1. Is American National a good car insurance company?

Yes, it’s known for personalized service, wide coverage options, and strong financial backing.

2. How do I get an American National car insurance quote?

You can get a quote online or by calling their customer service.

3. What is the American National car insurance phone number?

The main customer service number is 1-800-899-6519.

4. Are there American National car insurance reviews I can trust?

Yes, check platforms like Trustpilot, BBB, and consumer forums for honest feedback.

5. Can I bundle my auto insurance with other policies?

Absolutely. Bundling with home or life insurance often leads to discounts.

Conclusion: Should You Choose American National?

American National car insurance stands out for its personalized approach, broad coverage, and competitive discounts. While it may lack some digital polish, it makes up for it with human connection and reliability. For drivers who value one-on-one service and flexibility, it’s a strong contender worth quoting.

Your next step? Get a free American National car insurance quote today and see if it fits your budget and needs.

Like this guide? Share it with someone who needs better coverage, or drop your experience in the comments below!